The Citi Clear Credit Card stands out as an exceptional option for individuals looking to consolidate their debt or manage everyday expenses with minimal costs.
With one of the longest balance transfer periods available in the market—0% p.a. for an impressive 28 months—this card is designed to provide the breathing room needed to pay down existing debts without the burden of accumulating interest.
Its low ongoing purchase rate of 14.99% p.a. further enhances its appeal, making it a valuable financial tool for those seeking both debt relief and effective budgeting for daily expenses.
Want to get a Citi Clear Credit Card? Then tap the green button below and see how to apply for one!
The Citi Clear Credit Card offers several key benefits:
Balance Transfer Offer: One of its standout features is the 0% p.a. balance transfer offer for an extended period of 28 months. This allows cardholders to focus on reducing their debts without the worry of accumulating interest during this significant timeframe. However, it’s important to note that a 3% balance transfer fee applies when transferring existing debt to this card. After the promotional period ends, any remaining balance from the transfer will revert to the cash advance rate of 22.24% p.a.
Low Purchase Rate: The card features a competitive ongoing purchase rate of 14.99% p.a., making it suitable for everyday spending. This allows users to manage their expenses without the stress of high interest rates that are typically associated with many credit cards. Additionally, Citi offers installment plans on eligible purchases, enabling cardholders to break down larger purchases into smaller, more manageable monthly payments.
Complimentary Insurance: Cardholders enjoy complimentary insurance for eligible purchases made with the Citi Clear Card. This includes Extended Warranty Insurance and Purchase Protection Insurance, which provide added security and peace of mind when making purchases.
My Cashback Program: The My Cashback program allows cardholders to earn cashback from participating retailers, adding more value to everyday spending.
Luxury Escapes Offer: Travel enthusiasts can take advantage of exclusive travel deals, including a 10% discount on select hotel bookings through Luxury Escapes.
Citi PayAll Feature: This feature enables cardholders to use their Citi Clear Card for payments typically not eligible for credit card transactions, such as rent and taxes, providing convenience in managing larger expenses.
About Citi Bank Australia
Citi Bank Australia is part of the global Citi Group, which has a long-standing reputation for providing a wide range of financial services and products.
Established with a focus on innovation and customer satisfaction, Citi Bank Australia offers various credit card options tailored to meet the diverse needs of its customers.
The bank is committed to providing competitive rates, exceptional customer service, and valuable financial tools to help individuals manage their finances effectively.
Why You Should Apply for the Citi Clear Credit Card
The Citi Clear Credit Card is an excellent choice for those looking to streamline their financial strategies. Its generous balance transfer offer, competitive purchase rate, and valuable features like complimentary insurance and cashback opportunities make it an attractive option for both debt management and everyday expenses.
Applying for the Citi Clear Credit Card allows you to take control of your financial journey, providing flexibility and ease while ensuring that your financial needs are met.
Whether you're consolidating debt or simply seeking a reliable card for everyday purchases, the Citi Clear Card is designed to help you achieve your financial goals.
In conclusion, with its blend of competitive rates, comprehensive benefits, and the trusted backing of Citi Bank Australia, the Citi Clear Credit Card is a smart choice for consumers aiming to optimize their financial health.
