How to Apply for your Breeze Classic Mastercard

The Breeze Classic Mastercard offers 55 days interest-free on purchases, 0% p.a. on balance transfers for 24 months, digital card access, and flexible purchase instalments

Por: Vinicius Bronze em September 19, 2024

Breeze Classic Mastercard Benefits

The Breeze Classic Mastercard offers a range of features designed to give you more control over your finances and spending habits. See below:

Interest-Free Period: Enjoy up to 55 days interest-free on purchases. This means you can make payments without incurring any interest if you settle your balance in full by the due date, making it easier to manage credit responsibly and avoid extra charges.
Low Balance Transfer Rate: For a limited time, take advantage of 0% p.a. on balance transfers for 24 months, helping you consolidate and manage existing debts without the burden of high interest. A 3% balance transfer fee applies, but this promotional rate offers substantial savings over time. After the introductory period, an ongoing balance transfer rate will apply.
Instant Access to Your Digital Card: Once approved, you can start using your digital card immediately while you wait for the physical version. With Apple Pay or Google Pay, your card details are available right at your fingertips, ensuring you can make purchases without delay.
Instant Card Lock: For added security, you can temporarily lock your card 24/7 via online banking or the app, giving you peace of mind if your card is lost or stolen. Alternatively, you can call customer service for assistance.
Purchase Instalments: Spread the cost of up to five eligible purchases over four monthly instalments at 0% p.a. With this feature, you can manage larger expenses with ease and avoid paying interest, making budgeting more flexible. You can monitor and manage these instalments directly through the app.

APPLY NOW

The Breeze Classic Mastercard is an excellent option for those seeking a combination of low rates, flexible payment options, and enhanced security.

What You Should Have to Apply

Age: Applicants must be at least 18 years old.
Residency: you should be an Australian citizen or permanent resident.
One Bankwest Breeze Mastercard per customer only.
Credit Rating: A fair to good credit rating is recommended to increase the chances of approval.

These criteria ensure that the card is suited for individuals who can fully benefit from its features, offering a balance of affordability and practicality. Also, you may need to provide photo identification such as an Australian driver’s licence or passport, employment details, including length of employment and employer contact numbers, and info about your income, expenses, assets, loans, and other credit cards.

Who is This Card For?

The Breeze Classic Mastercard is tailored for individuals who want a straightforward, low-cost credit card. It’s ideal for those who may carry a balance and wish to avoid high-interest charges, as well as for individuals looking for a basic card without the frills of premium rewards.

Step-by-Step to Apply for the Card

Visit the Bankwest Website: Navigate to the credit card section to explore the Breeze Classic Mastercard.
Review Card Details: Read the card’s features, terms, and benefits to ensure it aligns with your financial goals.
Start the Application: Press the “Apply Today” button, after that, you need to fill out the application form with the necessary personal and financial information, including your employment status and income details.
Submit Required Documents: Be prepared to provide proof of address, identification, and any other necessary documents as part of the application process.
Wait for Approval: Bankwest will review your application. Upon approval, the card will be sent to your address, allowing you to start enjoying its benefits immediately.

Breeze Classic Mastercard Pros and Cons

Pros

Interest-Free Period: Enjoy up to 55 days interest-free on purchases when the balance is paid in full by the due date, helping you avoid interest charges and manage credit responsibly.
Low Balance Transfer Rate: Benefit from 0% p.a. on balance transfers for 24 months, providing a cost-effective way to consolidate debt. A 3% transfer fee applies.
Instant Digital Card Access: Start using your digital card immediately after approval with Apple Pay or Google Pay, ensuring quick and convenient access before receiving your physical card.
Instant Card Lock: Secure your card anytime by temporarily locking it via online banking or the app, protecting against theft or loss.
Purchase Instalments: Divide the cost of up to five eligible purchases into four monthly instalments at 0% p.a., giving you a flexible way to manage larger expenses.

Cons

No rewards program: The card lacks a rewards program, which may not appeal to those looking for travel or cashback rewards.
Has annual fee
Absence of travel benefits

How to Unlock Your Breeze Classic Mastercard

Log in to Bankwest Online Banking: Access the Bankwest website or mobile app and log in to your account.
Navigate to Card Services: Select “Activate New Card” from the options.
Enter Card Details: Provide your card number, expiration date, and other requested information.
Set Your PIN: Choose a secure PIN for transactions and ATM access.
Activate the Card: Confirm your details to activate the card for immediate use.

Once activated, your Breeze Classic Mastercard is ready for use both domestically and internationally, allowing you to manage your spending effectively.

Breeze Classic Mastercard Benefits Fees and Tariffs

Annual Fee: $49
Purchase Interest Rate: 12.99% p.a., offering one of the lowest rates in the market.
Balance Transfer Interest Rate: 0% for the first 24 months, reverting to the standard rate (12.99% p.a.) afterward.
Cash Advance Fee: 3% of the transaction amount or $4 (whichever is greater)
Late Payment Fee: $25 per statement period
Foreign Transaction Fees: 2.95% of the transaction amount

Understanding these fees helps manage the card effectively while maximizing its benefits. Responsible use of the card ensures that you avoid unnecessary charges and maintain control over your finances.

Customer Service

Phone: Call 13 17 19 for 24/7 support regarding your credit card. Bankwest’s dedicated customer service team is available to assist with inquiries, from account management to transaction disputes. Call +61 8 9449 2840 outside Australia.
Website: Visit Bankwest Customer Support for more information, FAQs, and online assistance.
Branch: you can get personal support from Bankwest in-person in the nearest branch.
Post: Bankwest, PO Box E237, Perth WA 6841
Mobile App: Use the Bankwest mobile app to manage your account, view transactions, and contact customer support directly.