How to Apply for your HSBC Platinum Qantas Credit Card
The HSBC Platinum Qantas Credit Card is tailored for frequent flyers looking to maximize their rewards. With this card, you earn 1.5 Qantas Points per $1 on eligible purchases for the first year and enjoy no annual fee during the introductory period.
Whether you’re a jet-setter or simply want to make the most of your everyday spending, the card’s travel perks, including complimentary international travel insurance and a strong rewards program, make it an attractive choice.
Offering flexibility and value, the HSBC Platinum Qantas Credit Card is ideal for Australians seeking premium rewards and travel benefits.
HSBC Platinum Qantas Credit Card Benefits
Generous Qantas Points System
With the HSBC Platinum Qantas Credit Card, cardholders earn 1.5 Qantas Points per $1 spent on eligible purchases in the first year, making it a great option for everyday transactions and travel.
This puts it among the best Qantas rewards credit cards for those who value flexibility in how they accumulate points.
After the introductory period, cardholders earn 1 Qantas Point per $1 spent.
No Annual Fee in the First Year
Enjoy no annual fee for the first year, giving you a cost-free way to test the card’s benefits. From the second year, a $299 annual fee applies, which is competitive considering the range of travel perks.
Travel Insurance Perks
Cardholders benefit from comprehensive domestic and international travel insurance, which covers medical expenses, trip cancellations, and car rental excess. This makes the card a great travel companion, ensuring peace of mind when you’re abroad.
0% Balance Transfer for 12 Months
Take advantage of 0% p.a. on balance transfers for up to 12 months (with a 2% balance transfer fee), allowing you to consolidate debts without interest piling up.
Complimentary Qantas Frequent Flyer Membership
For those new to the Qantas program, the card comes with free Qantas Frequent Flyer membership, saving you $99.50 in joining fees.
Digital and Mobile Payment Integration
With support for Apple Pay, Google Pay, and Samsung Pay, the HSBC Platinum Qantas Credit Card ensures seamless, secure transactions for the modern cardholder.
Considerations
Annual Fee After Year One
While the first year comes with no annual fee, the second year introduces a $299 fee. This is standard for cards with premium travel benefits and rewards, but it’s something to keep in mind if you’re not a frequent flyer or heavy spender.
Foreign Transaction Fees
Despite being a travel-focused card, a 3% foreign transaction fee applies to international purchases. This may impact frequent overseas shoppers or travelers, so considering other HSBC rewards credit cards without foreign transaction fees might be worthwhile if you spend regularly abroad.
Credit Rating Requirement
A good credit rating is required to qualify for this card, making it more suited for individuals with a solid financial background.
Eligibility for the HSBC Platinum Qantas Credit Card
To qualify for the HSBC Platinum Qantas Credit Card, you must meet certain eligibility criteria:
- Minimum Age: Applicants must be at least 18 years old.
- Residency: You must be an Australian resident citizen or permanent resident to apply.
- Income: A minimum annual income of $40,000 is required.
- Credit History: You should have a good to excellent credit score, generally 650 or higher, demonstrating responsible financial management.
When applying, ensure you have the necessary identification documents, such as your driver’s license or passport, and be ready to provide proof of income through payslips or bank statements. Meeting these criteria improves your chances of approval and ensures you can maximize the card’s benefits.
About HSBC Bank
HSBC is one of the world’s largest banking and financial services organizations, serving over 40 million customers globally. In Australia, HSBC Bank is known for its diverse range of products, including personal and business banking solutions, credit cards, and wealth management services.
The HSBC Platinum Qantas Credit Card exemplifies the bank’s commitment to providing value-packed products tailored for frequent travelers.
With strong global expertise, HSBC continues to innovate and deliver financial solutions that align with its customers’ needs, from premium rewards credit cards to everyday banking services.
Ideal Candidates for the HSBC Platinum Qantas Credit Card
The HSBC Platinum Qantas Credit Card is ideal for:
- Frequent Flyers: With 1.5 Qantas Points per $1 spent and complimentary travel insurance, this card is a great choice for those who regularly travel domestically or internationally.
- Points Enthusiasts: If you’re looking to earn Qantas Points on everyday purchases like groceries, dining, and shopping, this card offers a straightforward way to rack up points quickly.
- Debt Consolidators: The 0% balance transfer offer for 12 months is a great feature for those looking to pay down existing debts without high interest.
- Tech-Savvy Users: With digital wallet integration, this card is perfect for individuals who prefer contactless payments through Apple Pay or Google Pay.
Whether you’re a frequent traveler or just someone who loves earning rewards, the HSBC Platinum Qantas Credit Card provides the right balance of flexibility and perks.
Applying for the HSBC Platinum Qantas Credit Card
The application process for the HSBC Platinum Qantas Credit Card is simple:
- Visit the HSBC Website: Navigate to the HSBC Platinum Qantas Credit Card page and click ‘Apply Now.’
- Fill Out the Application: Provide your personal, financial, and employment details in the online application form.
- Submit for Approval: Once completed, submit your application for review. HSBC typically processes applications within a few business days.
You can also apply over the phone or visit an HSBC branch. Once approved, your card will be sent to you, and you can activate it online or through the HSBC mobile app.
Activating Your HSBC Platinum Qantas Credit Card
Activating your HSBC Platinum Qantas Credit Card is easy:
- Online Activation: Log in to your HSBC online banking or mobile app to activate the card.
- Phone Activation: Call the activation number provided with your card.
- ATM Activation: You can also activate your card by performing a transaction at an HSBC ATM, such as a balance inquiry.
Once activated, your card is ready for use, and you can start earning Qantas Points immediately.
HSBC Platinum Qantas Credit CardFees and Charges
Here’s a summary of the key fees for the HSBC Platinum Qantas Credit Card:
- Annual Fee: $0 for the first year, then $299 for the second year.
- Purchase Rate: 19.99% p.a.
- Balance Transfer Rate: 0% p.a. for 12 months (2% balance transfer fee).
- Cash Advance Rate: 21.99% p.a.
- Foreign Transaction Fee: 3% on overseas purchases.
With no annual fee in the first year and a competitive Qantas Points earn rate, the card offers excellent value for frequent travelers and points enthusiasts.
HSBC Customer Service
- Phone for premier customers: Call 1300 301 168 from Australia and +61 2 9005 8192 outside of Australia
- Website: Visit HSBC Australia Customer Support for detailed information and assistance. The website offers a comprehensive range of resources, including FAQs, live chat, and self-service options for quick resolutions.
- Mobile App: Manage your account and communicate with HSBC directly through the app for convenient support on the go.
