How to Apply for your Bankwest Qantas Platinum Mastercard
Bankwest Qantas Platinum Mastercard Mastercard Benefits
The Bankwest Qantas Platinum Mastercard is designed for those who want to maximize their rewards while enjoying a host of exclusive benefits.
This card allows you to earn Qantas Points on your everyday spending, making it an ideal choice for frequent travelers and those who appreciate rewards. See below the main perks:
- Generous Sign-Up Bonus: One of the most appealing features of the Bankwest Qantas Platinum Mastercard is the opportunity to earn 50,000 Bonus Qantas Points. Simply apply for the card, spend $3,000 on eligible purchases within the first 90 days, and keep your account open for 15 months. This bonus can significantly boost your rewards balance, bringing you closer to that dream getaway.
- Unlimited Earning Potential: Unlike many other credit cards, the Bankwest Qantas Platinum Mastercard imposes no cap on the amount of Qantas Points you can earn each month. This means your everyday expenses can translate into substantial rewards without any limitations. You can earn up to 0.6 Qantas Points per $1 spent on eligible purchases, allowing you to rack up points quickly.
- Flexible Payment Options: the card offers up to 44 interest-free days on purchases, giving you the flexibility to manage your finances effectively. Additionally, you can choose to pay off an eligible credit card balance in monthly installments, making it easier to budget and avoid interest charges.
- Travel Perks: with complimentary overseas travel insurance, you can travel with peace of mind knowing that you have coverage for unexpected events. Plus, there are no foreign transaction fees for Platinum cardholders, making this card a smart choice for international travelers.
- Free Frequent Flyer Membership: as a bonus, Qantas waives the Frequent Flyer membership joining fee, saving you $99.50 when you sign up. This means you can start earning points immediately without incurring additional costs.
- Credit limit: with a minimum credit limit of $3,000, the Bankwest Qantas Platinum Mastercard combines rewards, flexibility, and travel benefits, making it a compelling option for those looking to enhance their spending power while enjoying exclusive perks.
What You Should Have to Apply
- Age: Applicants must be at least 18 years old.
- Residency: you should be an Australian citizen or permanent resident.
- Only one Bankwest Qantas Mastercard account per customer.
- Credit Rating: A good credit rating is recommended to increase the chances of approval.
These prerequisites ensure that the card is available to individuals who can fully benefit from its features, offering a balance of premium rewards and financial practicality.
Also, you may need to provide photo identification such as an Australian driver’s licence or passport, employment details, including length of employment and employer contact numbers, and info about your income, expenses, assets, loans, and other credit cards.
Who is This Card For?
The Bankwest Qantas Platinum Mastercard is tailored for frequent travelers, Qantas Frequent Flyer members, and individuals who want to earn rewards on their everyday spending. It is ideal for those looking to avoid foreign transaction fees, enjoy complimentary travel insurance, and benefit from a card that offers both security and flexibility.
This card suits customers who value a comprehensive rewards program, offering a dynamic and rewarding credit card experience.
Whether you’re a frequent flyer or simply want a card that offers more value, the Bankwest Qantas Platinum Mastercard is designed to meet your needs.
Step-by-Step to Apply for the Card
- Visit the Bankwest Website: Navigate to the credit card section to explore the Qantas Platinum Mastercard.
- Review Card Details: Read the card’s features, terms, and benefits to ensure it aligns with your financial goals.
- Start the Application: Press the “Apply Today” button. Then, you need to fill out the application form with the necessary personal and financial information, including your employment status and income details.
- Submit Required Documents: Be prepared to provide proof of address, identification, and any other necessary documents as part of the application process.
- Wait for Approval: Bankwest will review your application. Upon approval, the card will be sent to your address, allowing you to enjoy its benefits immediately.
Bankwest Qantas Platinum Mastercard Pros and Cons
Pros
- Earn Qantas Points: Accumulate points on every eligible purchase, redeemable for flights, upgrades, and more.
- Complimentary Travel Insurance: Comprehensive coverage for travel-related emergencies and expenses.
- No Foreign Transaction Fees: Save money on international purchases and travel expenses.
- Free Frequent Flyer Membership
- Interest free period: up to 44 interest free days on purchases
Cons
- Annual Fee: The card comes with an annual fee, which may not appeal to those who don’t fully utilize the rewards program.
- Absence of cashback offers
How to Unlock Your Bankwest Qantas Platinum Mastercard
- Log in to Bankwest Online Banking: Access the Bankwest website or mobile app and log in to your account.
- Navigate to Card Services: Select “Activate New Card” from the options.
- Enter Card Details: Provide your card number, expiration date, and other requested information.
- Set Your PIN: Choose a secure PIN for transactions and ATM access.
- Activate the Card: Confirm your details to activate the card for immediate use.
Bankwest Qantas Platinum Mastercard Fees and Tariffs
- Annual Fee: $160, providing access to premium travel and rewards benefits.
- Purchase Interest Rate: 19.99% p.a., applicable to purchases if not paid in full each month.
- Cash Advance Fee: 3% of the transaction amount or $4 (whichever is greater)
- Late Payment Fee: $25 per statement period
- Foreign Transaction Fees: None, allowing for cost-effective international spending.
Understanding these fees helps manage the card effectively while maximizing its benefits. Responsible use of the card ensures that you avoid unnecessary charges and maintain control over your finances.
Customer Service
- Phone: Call 13 17 19 for 24/7 support regarding your credit card. Bankwest’s dedicated customer service team is available to assist with inquiries, from account management to transaction disputes. Call +61 8 9449 2840 outside Australia.
- Website: Visit Bankwest Customer Support for more information, FAQs, and online assistance.
- Branch: you can get personal support from Bankwest in-person in the nearest branch.
- Post: Bankwest, PO Box E237, Perth WA 6841
- Mobile App: Use the Bankwest mobile app to manage your account, view transactions, and contact customer support directly.
