How to Apply for your Velocity Flyer Credit Card

Velocity Flyer Credit Card Benefits

This card offers an array of benefits to its customers, see below the main perks:

• Velocity Points Earnings: With the Flyer Credit Card, you can earn 66 Velocity Frequent Flyer Points for every $100 spent on eligible purchases, up to a limit of $1,500 each monthly statement period. Once you exceed this threshold, the earning rate drops to 0.5 Velocity Points per dollar spent. This tiered structure is designed to help you maximize your points accumulation on everyday expenses, making it easier and faster to reach your travel goals.
• Welcome offers: you can choose between two welcome bonus offers, choosing offer #1 you can enjoy a 0% p.a. interest on balance transfers for 24 months, and choosing offer #2 spending $1,500 on your card each month in the first 2 months of card membership, you’ll get 30,000 Velocity Points each month, for a total of up to 60,000 Points.
• Extra Points with Virgin Australia: Using your Flyer Credit Card for purchases made directly with Virgin Australia allows you to earn an additional 1 Velocity Point for every $1 spent. This bonus significantly enhances your rewards potential when booking flights or using other Virgin services, allowing you to accumulate points at a quicker pace.
• Complimentary Purchase Protection Insurance: Enjoy peace of mind with 90 days of complimentary Purchase Protection Insurance on eligible purchases made with your Flyer Card. This coverage safeguards against loss, theft, or accidental damage, ensuring your purchases are well protected.

APPLY NOW

• Extended Warranty Insurance: When you buy certain products with your Flyer Card, you unlock an extended warranty of up to 12 months beyond the manufacturer’s warranty. This benefit provides extra security for your valuable purchases, ensuring you’re covered for an extended period.
• Annual Virgin Australia Gift Voucher: Each year, cardholders receive a $129 Virgin Australia Gift Voucher after making a retail purchase in the two months leading up to the request. This voucher can be used toward flights, shopping, or cashback, adding extra value and rewards for your loyalty.
• Visa Platinum Benefits: Your Flyer Card also grants you access to exclusive pre-sale tickets and preferred seating for major concerts, shows, and sporting events throughout Australia. This benefit ensures you can enjoy the most sought-after experiences without the hassle of waiting in line.

Prerequisites

See below the requirements settled by Virgin Money:

• Age: Applicants must be at least 18 years old to be eligible for the card.
• Residence: you need to be an Australian citizen or legal resident
• Income: you need to have a minimum annual income of $35,000
• Credit Rating: A good to excellent credit rating is recommended to increase approval chances and secure the card.

These criteria help ensure that the card is suited for individuals who can fully benefit from its features, offering a balance of rewards and practicality. Also, you may need to provide your documentation like ID or passport, proof of address, and proof of income.

Who is This Card For?

The Virgin Australia Velocity Flyer Card is designed for frequent travelers, those who regularly shop online, and individuals who want to earn rewards on everyday spending. It is ideal for those looking to accumulate Velocity Points and enjoy travel benefits like discounted flights and bonus points.

Step-by-Step to Apply for the Card

• Visit the Virgin Money Website: Navigate to the credit card section to explore the Velocity Flyer Credit Card.
• Review Card Details: Review the card’s features, benefits, and terms to ensure it aligns with your financial goals.
• Start the Application: Choose the right offer for you, press the “Apply Now” button, and fill out the application form with your personal and financial information.
• Submit Required Documents: Provide proof of income, identification, and other documents as part of the application process.
• Wait for Approval: Virgin Money will review your application. Upon approval, the card will be mailed to your address.

APPLY NOW

Velocity Flyer Credit Card Pros and Cons

Pros

• Velocity Points on Everyday Spending: Earn 66 Velocity Points for every $100 spent on eligible purchases, maximizing rewards on daily expenses.
• Attractive Welcome Offers: New cardholders can choose between two welcome bonuses, including up to 60,000 bonus Velocity Points or 0% interest on balance transfers for 24 months.
• Extra Points with Virgin Australia: Earn an additional 1 Velocity Point for every $1 spent on purchases made directly with Virgin Australia, enhancing your rewards potential.
• Complimentary Purchase Protection: Enjoy 90 days of protection against loss, theft, or damage on eligible purchases made with the card.
• Annual Virgin Australia Gift Voucher: Receive a $129 voucher each year after qualifying purchases, redeemable for flights or cashback.

Cons

• Annual Fee: The card has an annual fee, which may not appeal to those who do not maximize the rewards program.
• High Standard Interest Rate After Introductory Period: Once the introductory transfer period ends, the interest rate reverts to a higher standard rate.

How to Unlock Your Virgin Australia Velocity Flyer Card

• Log in to Virgin Money Online: Access the Virgin Money website or mobile app and log in to your account.
• Navigate to Card Services: Select “Activate New Card” from the menu options.
• Enter Card Details: Provide your card number, expiration date, and CVV for verification purposes.
• Set Your PIN: Choose a secure PIN for transactions and ATM access.
• Activate the Card: Confirm your details to activate the card for immediate use.

Velocity Flyer Credit Card Fees and Tariffs

• Annual Fee: $149 by choosing offer #1, and $74 for the first year, then $149 by choosing offer #2
• Purchase Interest Rate: 20.74% p.a.
• Cash Advance Rate: 20.99% p.a.
• Interest-Free Days: up to 55 days on retail purchases.

Understanding these fees is crucial to managing the card effectively while maximizing its benefits. Responsible use of the card ensures you get the most out of the rewards program and travel benefits.

Virgin Money Customer Service

• Phone: Call 13 37 39 for 24/7 support regarding your credit card. Virgin Money’s customer service team is ready to assist with inquiries, from account management to transaction disputes. For customer services and lost and stolen cards: +61 2 8288 2222
• Website: Visit Virgin Money Australia Customer Support for more information, FAQs, and online assistance. The website offers extensive resources to help you understand and manage your card efficiently.
• Mobile App: Use the Virgin Money mobile app to manage your account, view transactions, and contact customer support directly. The app provides secure messaging, enabling you to communicate with Virgin Money representatives conveniently.

APPLY NOW