Learn: BOQ Blue Visa
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Learn a few more details about the card
Up to 44 days of interest-free on purchases
Earn 1 Q Rewards Point per $1 spent
0% p.a. on balance transfers for 6 months
Possibility to turn your credit card points into cash
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The Blue Visa Credit Card from Bank of Queensland (BOQ) is designed to reward you for your everyday spending.
With a straightforward rewards program, this card allows you to earn 1 Q Rewards credit card point for every dollar spent on eligible purchases.
Whether you’re shopping for groceries or planning a vacation, your points can be used for a wide variety of rewards, making it a versatile choice for anyone looking to maximize their purchasing power.
Benefits of the Blue Visa Credit Card
The Blue Visa Credit Card comes packed with a variety of benefits designed to enhance your purchasing experience and provide substantial value for everyday spending. Here’s a closer look at some of its key benefits:
Reward Points Program
With the Blue Visa Credit Card, you earn 1 Q Rewards credit card point for every dollar spent on eligible purchases.
This straightforward rewards program is perfect for everyday transactions, whether you’re buying groceries, filling up your gas tank, or dining out.
The points you accumulate can be redeemed for a wide array of rewards, including cashback directly into your account, making it a flexible option for managing your finances.
You can also use your points to redeem eVouchers from popular retailers such as Coles and Bunnings, allowing you to treat yourself or someone special with ease.
Introductory Offer
New applicants can take advantage of an attractive 0% p.a. interest rate on balance transfers for the first 6 months, which is a fantastic opportunity for those looking to manage existing debt.
This promotional offer allows you to transfer balances from other cards without incurring any fees, making it an ideal time to consolidate your finances and save money on interest.
Interest-Free Days
The Blue Visa Credit Card offers up to 44 days of interest-free purchases on new transactions, allowing you to make purchases and pay them off within the grace period without incurring interest.
This benefit can significantly enhance your cash flow management, especially if you tend to pay off your balance in full each month.
However, it’s important to note that interest-free days do not apply if you have an active balance transfer.
Purchase Protection Insurance
Security is paramount, and the Blue Visa Credit Card includes purchase protection insurance that covers lost, stolen, or damaged goods for up to 90 days after purchase.
This benefit gives you peace of mind, knowing that your new purchases are safeguarded against unforeseen events.
Whether it’s a new electronic device or clothing, you can shop confidently, knowing you have added protection.
Want to get a Bank of Queensland Blue Visa Credit Card? Then tap the green button below and see how to apply for one!
HOW TO APPLY
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Flexible Repayment Options
The card provides instalment plans, which allow you to break larger purchases into manageable monthly payments.
This feature is particularly beneficial for big-ticket items, as it helps you avoid the stress of high one-time payments. With clear terms and conditions, you can choose a repayment term that suits your budget and lifestyle.
Home Loan Benefit
If you have a home loan with BOQ, you can enjoy the benefit of no annual fee on your Blue Visa Credit Card while your home loan is with the bank. This unique offer helps you save on costs while maintaining access to a credit card that rewards you for your spending.
It’s an excellent way to enhance your banking relationship with BOQ while keeping your financial commitments manageable.
Security Features
The Blue Visa Credit Card is equipped with robust security and fraud protection measures through the Visa network. This includes advanced encryption technology and fraud monitoring systems designed to protect your account against unauthorized transactions.
With the added security of Visa Secure, you can shop online with confidence, knowing that your information is safeguarded.
Conclusion
In summary, the Blue Visa Credit Card is more than just a payment method, it’s a comprehensive financial tool that provides rewards, security, and flexibility.
With its generous rewards program, interest-free periods, purchase protection, and additional features, it’s designed to cater to the needs of modern consumers.
Whether you’re looking to earn points, manage debt, or enjoy peace of mind while shopping, this card has something to offer everyone.
