The Breeze Classic Mastercard by Bankwest is tailored for individuals who prioritize cost-effectiveness and simplicity in a credit card. With its low interest rates and essential features, this card is a solid choice for those who carry a balance or are new to credit cards.
It combines financial flexibility with affordability, making it ideal for everyday spending and debt management without the complexity of premium cards.
Bankwest, a well-established financial institution in Australia, is known for offering customer-centric financial products. The Breeze Classic Mastercard reflects Bankwest’s commitment to providing accessible and easy-to-understand banking solutions, catering to a wide array of users.
Whether you are making daily purchases or looking for an affordable way to manage your finances, this card offers a balance of convenience, security, and cost savings, supported by Bankwest's reliable service.
Want to get a Breeze Classic Mastercard? Then tap the green button below and see how to apply for one!
Low-Interest Rates: one of the standout features of the Breeze Classic Mastercard is its competitive 12.99% p.a. interest rate on purchases. This low rate is particularly advantageous for cardholders who tend to carry a balance, as it significantly reduces the cost of borrowing. With a lower interest rate, managing monthly payments becomes more manageable, allowing cardholders to avoid the steep interest costs associated with higher-rate cards. This makes the Breeze Classic a smart option for people looking to maintain control over their finances.
Interest-Free Purchases: the card provides up to 55 days interest-free on purchases, which means that if you pay off your balance in full by the due date, you won’t incur any interest. This feature allows for more flexibility in managing day-to-day expenses, providing cardholders with extra time to pay for purchases without added costs.
0% Balance Transfer Offer: for a limited time, new customers can benefit from 0% p.a. on balance transfers for 24 months. This offer allows cardholders to consolidate existing debts into one manageable payment plan without the burden of interest during the promotional period. However, a 3% balance transfer fee applies. After 24 months, any remaining balance will revert to the standard interest rate of 12.99% p.a.
Instant Access to Digital Card: upon approval, cardholders gain immediate access to a digital version of their Breeze Classic Mastercard via Apple Pay or Google Pay. This feature allows you to start using the card instantly while waiting for the physical version to arrive. Whether for online shopping or in-store payments, the card is accessible right away, ensuring there’s no delay in enjoying its benefits.
Purchase Instalments: one of the card's standout features is the ability to split up to five eligible purchases into four monthly instalments at 0% p.a. This option is ideal for managing larger expenses without incurring additional interest, providing cardholders with a flexible way to manage their budgets. Instalments can be monitored and managed directly through the Bankwest app, adding convenience and control over spending.
Instant Card Lock: Security is a priority with the Breeze Classic Mastercard. The card offers a 24/7 instant card lock feature via the Bankwest app or online banking. In the event your card is lost or stolen, this feature provides peace of mind, allowing you to temporarily lock the card until it is found or replaced.
Who is This Card For?
The Breeze Classic Mastercard is ideal for individuals seeking an affordable credit card with low interest rates, flexible payment options, and essential security features. It’s a great option for students, first-time cardholders, or anyone looking for a secondary card with low fees.
If you’re looking to manage your day-to-day spending while keeping costs low, this card is a simple, effective solution backed by Bankwest’s trusted service.
