Learn : Amex Explorer

If you’re after a credit card that blends rewards, flexibility, and premium perks without going overboard on complexity, the American Express Explorer Credit Card could be your perfect match.

Issued by American Express Australia, a brand that’s synonymous with global service and innovation, this card is designed to give Aussies more bang for their buck, whether it’s through generous points on spending, included travel insurance, or premium concierge services.

The Explorer card stands tall in the competitive Australian credit card market thanks to its combination of a generous rewards program, complimentary travel benefits, and access to exclusive Amex experiences.

It’s a fantastic option for those who want to make their everyday spending work harder, with the added bonus of top-tier service backing them up every step of the way.

Key advantages of the card

Here’s a snapshot of why so many Australians choose the Amex Explorer Credit Card, it’s not just about having a premium card, but about unlocking genuine value in your everyday life:

2 points per $1 spent on eligible purchases:

Unlike many standard cards, the Explorer helps you earn Membership Rewards points at double the pace), and 0.5 points per $1 spent with government bodies. From groceries to flights and online shopping, your rewards add up fast — ready to redeem for flights, upgrades, gift cards, or statement credits.

From groceries and fuel to dining out or shopping online, you’ll see your points balance grow quickly, ready to be redeemed for travel, gift cards, or even statement credits.

Complimentary domestic and international travel insurance:

Whether you’re planning a trip to Bali or a weekend away in Melbourne, this card has your back. The insurance includes cover for medical emergencies, trip cancellations, and more — so you can travel with peace of mind without paying extra for separate policies - — as long as your trip is paid for with the card or using Membership Rewards points..

$400 annual travel credit:

Every year, you’ll receive a generous credit to use on Amex Travel bookings, whether that’s flights, hotel stays, or car hire. This credit alone can offset the annual fee and make your next getaway that bit easier on the wallet.

Lounge and The Hotel Collection:

With the American Express Explorer Credit Card, you enjoy two complimentary entries per calendar year to The Centurion® Lounge at Sydney and Melbourne International Airports, ensuring extra comfort before your flight.

Additionally, when booking at least two consecutive nights at participating hotels in The Hotel Collection, you receive up to US$100 in credit to spend on dining, spa services, or resort activities, plus a room upgrade when available — benefits that make every trip more enjoyable and rewarding.

Want to get a Amex Explorer Credit Card? Then tap the green button below and see how to apply for one!

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About the bank

American Express (Amex) is one of the world’s most recognised financial service brands, with a history dating back to 1850 in the US.

The company expanded into Australia in 1954 and quickly became a leading provider of premium credit cards, payment solutions, and customer rewards programs.

In Australia, Amex operates as a hybrid between a digital and traditional provider, offering comprehensive online and mobile banking tools while maintaining a physical presence through partnerships and support centres.
Their long-standing reputation is built on customer service excellence, innovative rewards programs, and strong security measures.

A fun fact? American Express was the first major card issuer to introduce contactless technology in Australia, making it easy for customers to tap and go well before it became mainstream.

Why choose the card?

The Amex Explorer Credit Card is ideal if you want more than just a way to pay. It’s built for Australians who want premium perks like travel credits, insurance, and a flexible rewards program, but without the need to juggle multiple cards.

Backed by American Express’s global network, you’ll also enjoy excellent customer service, security, and exclusive experiences that make life just that bit more exciting.