Learn: ING Orange One Rewards Platinum

Discover the ING Orange One Rewards Platinum Credit Card

The ING Orange One Rewards Platinum Credit Card, issued by ING Bank (Australia) Limited, stands out as a versatile financial product tailored for individuals seeking value in their daily spending. With an emphasis on rewards, travel benefits, and streamlined digital banking, this platinum card enables cardholders to make the most of both everyday purchases and larger, occasional expenses.

Unpacking the Benefits

One of the key advantages of the ING Orange One Rewards Platinum Credit Card is its straightforward 1% cashback on eligible spending, up to a maximum of $30 per month. This feature allows customers to accumulate up to $360 per year, rewarding ongoing usage without the need for complex points conversions or multiple redemption categories. Additionally, cardholders receive complimentary international travel insurance (subject to approval for a credit limit of $6,000 or more), reinforcing the card’s appeal for those who frequently travel or plan overseas trips. Shopping abroad or with international retailers is made easier thanks to $0 international transaction fees.

The card also incorporates digital convenience, supporting mobile payments via Apple Pay and Google Pay, as well as allowing for automatic repayments from eligible ING accounts. If the primary cardholder has added family members or dependents, additional cards are available for a minimal fee, helping to centralize household spending.

Security and Flexibility

Security is prioritized through features such as immediate card lock/unlock via the ING app, robust transactional controls, and access to Visa payWave for simple tap-and-go payments. The inclusion of purchase protection, extended warranty, and emergency card replacement services further enhances peace of mind for customers.

Who Is This Card For?

Designed specifically for Australian citizens or permanent residents who meet specific income, credit, and identity requirements, this product is not available to self-employed individuals. Applicants will also need to maintain an active ING Orange Everyday bank account, ensuring full integration with ING’s digital-first banking ecosystem.

Interested in learning more about the application process and full eligibility requirements?

Tap below to discover how to begin your application journey and take advantage of ING’s Rewards Platinum offering. Find out how the ING Orange One Rewards Platinum Credit Card could align with your financial goals today.

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About ING Bank Australia

ING Bank (Australia) Limited, known simply as ING, is a leading financial institution and the Australian division of the global Dutch banking giant, ING Group. Launched in 1999, ING Australia radically transformed the local market by introducing direct, branchless banking—making it among the first true digital banks in the country. With a reputation for straightforward products, competitive rates, and transparent fees, ING has consistently ranked among Australia’s most recommended banks according to customer surveys.

Did you know? ING serves over 2 million customers in Australia, offering a full suite of financial products and services without the cost of maintaining traditional branches. This focus on digital innovation not only reduces overhead but also translates to better value for customers—with many ING accounts and cards, including the Orange Everyday and the Orange One Rewards Platinum, offering the ability to manage everything via app or online banking 24/7.

Along with credit cards, ING’s portfolio covers a broad spectrum: transaction and savings accounts, home loans, superannuation, personal loans, and a range of insurance products (including car, home, health, and travel). This breadth ensures that many stages of a customer’s financial journey can be managed under one trusted brand. With its global expertise and local digital focus, ING has established itself as a pioneer and a favorite for tech-forward Australians.

Why Choose the ING Orange One Rewards Platinum Credit Card?

The ING Orange One Rewards Platinum stands out for individuals seeking a premium yet practical credit card experience. This product is best suited to employed Australians or permanent residents looking for an easy way to receive tangible rewards from their everyday spending—particularly those seeking value in cashback, rather than traditional points programs.

• Attractive Cashback: With a true 1% cashback rate on eligible purchases (up to $30 per month), users can earn up to $360 cashback per year, which is credited directly to their linked ING account. No confusing reward tiers or redemption hoops—just simple cash rewards.
• Travel Perks: The card includes complimentary international travel insurance for those approved with a minimum limit of $6,000, making it a smart pick for frequent travelers or anyone planning holidays abroad.
• No Overseas Transaction Fees: Shopping internationally or online with overseas retailers is seamless, as ING charges $0 in international transaction fees, helping you save on hidden costs.
• Seamless Digital Experience: As a digital-first issuer, ING makes managing your card effortless—from card lock/unlock, instant spending notifications, and payment control, to Apple Pay and Google Pay compatibility for contactless transactions. Your spending and rewards are always just a tap away.
• Integrated Banking: Applicants must hold or open an ING Orange Everyday account, which centralizes your banking and boosts the synergy between your daily banking and credit card use.
• Household Friendly: For a nominal fee, you can add supplementary cardholders—great for families who want to collect rewards on consolidated spending.
• Security & Insurance: Beyond travel cover, ING Orange One Rewards Platinum provides purchase protection, extended warranty and rapid card replacement. ING’s global infrastructure backs all online and in-person payments with robust security.

This card is not available to self-employed applicants, nor does it suit those with lower incomes or adverse credit, as ING maintains prudent eligibility benchmarks. It’s ideal for digitally comfortable individuals who want premium rewards, smart travel benefits, and an intuitive, low-fuss user experience—a blend that appeals to both everyday spenders and discerning, rewards-oriented consumers.