The Kogan Money Credit Card is designed to enhance your shopping experience with a range of benefits, including uncapped rewards and no annual fees. It’s especially suited for frequent shoppers, particularly those who regularly use Kogan.com, one of Australia’s leading online marketplaces.
This card not only offers you convenience but also turns your everyday spending into valuable rewards. Let’s explore why the Kogan Money Credit Card might be the perfect fit for your wallet.
Want to get a Kogan Money Credit Card? Then tap the green button below and see how to apply for one!
Here’s a breakdown of the key benefits that make the Kogan Money Credit Card stand out:
$250 Kogan.com Credit
New cardholders can earn $250 in Kogan.com credit after spending $3,000 on eligible purchases within the first three months.
This credit can be used on any Kogan.com purchase, making it a fantastic perk for those who shop frequently on the platform.
0% p.a. for 9 Months on Purchases and Balance Transfers
The card offers an introductory interest rate of 0% per annum on purchases and balance transfers for nine months. This is ideal for managing large purchases or consolidating existing debt without paying interest during the initial period.
However, after the introductory period, the balance transfer rate jumps to 22.74% p.a., so it's essential to pay off balances before that.
No Annual Fee
One of the standout features of this card is its $0 annual fee for life. You can enjoy all the rewards and benefits without the burden of annual fees, making it a cost-effective option for frequent shoppers.
Uncapped Rewards Points
Earn 2 reward points per $1 spent on Kogan.com and 1 point per $1 spent elsewhere.
There’s no cap on how many points you can accumulate, and points can be redeemed through Kogan’s "Pay with Points" feature—1,000 points equals $10 of Kogan.com credit.
Complimentary Kogan First Membership
With your card, you get a free Kogan First membership, which includes perks like free shipping, exclusive deals, and discounts on Kogan Energy bills. This membership is a valuable addition for frequent Kogan.com users.
About Kogan Money
Kogan Money is the financial arm of Kogan.com, Australia’s e-commerce giant. Launched in 2006, Kogan.com has grown into a major player in the online retail space, known for its competitive prices on a wide variety of products.
In 2019, Kogan Money was introduced to expand Kogan’s offerings into financial services, including credit cards, loans, and insurance.
The goal of Kogan Money is to provide simple, transparent, and rewarding financial solutions to over 1.5 million customers.
Its products, including the Kogan Money Credit Card, are designed to simplify finances and help customers manage their money more effectively.
Why Choose the Kogan Money Credit Card?
There are plenty of reasons why the Kogan Money Credit Card is a great choice:
No Annual Fees
You can enjoy all the rewards and benefits without paying annual fees, which is a rarity among rewards credit cards. This feature alone makes it a standout choice for budget-conscious shoppers.
Generous Rewards Program
Earning 2 points per $1 spent on Kogan.com purchases is a major incentive, especially if you’re a regular shopper. Even on non-Kogan purchases, earning 1 point per $1 is competitive and adds up quickly.
Exclusive Membership Benefits
With the free Kogan First membership, you gain access to special deals, free shipping, and discounts on other services like Kogan Energy. This enhances the value of your card beyond just reward points.
Flexible Online Management
Managing your Kogan Money Credit Card is straightforward, with an easy-to-use online portal and mobile app. You can track spending, pay bills, and redeem rewards with just a few clicks.
Security and Convenience
The card offers top-notch security features like FRAUDSHIELD and Visa Zero Liability, ensuring that your transactions are secure. Plus, it integrates seamlessly with digital wallets like Apple Pay and Google Pay for added convenience.
The Kogan Money Credit Card is an excellent option for those who frequently shop at Kogan.com and want to earn rewards on their everyday purchases. With no annual fees, a generous rewards program, and the added benefit of a complimentary Kogan First membership, it’s a solid choice for frequent online shoppers.
However, if you’re looking for a card with broader rewards redemption options or lower interest rates after the introductory period, you may want to explore other credit card options.
