The NAB Rewards Signature Card is tailored for individuals seeking a versatile and rewarding credit card experience. Offered by the National Australia Bank (NAB), this card is designed to help cardholders make the most of their everyday spending.
With a generous points-earning rate and a range of flexible redemption options, the NAB Rewards Signature Card provides a premium yet straightforward rewards program.
Whether you're a frequent traveler, an online shopper, or simply looking to maximize your spending, this card offers an array of benefits to suit your lifestyle.
Want to get a NAB Rewards Signature Card? Then tap the green button below and see how to apply for one!
Generous Points Earning Rate: with the NAB Rewards Signature Card, you can earn up to 3 points per $1 spent on Webjet purchases, making it ideal for frequent travelers booking flights, hotels, and holiday packages. For regular purchases, you’ll earn 1.5 points per $1 on eligible purchases up to $15,000 monthly, and 0.5 points per $1 thereafter. This structure allows you to accumulate rewards quickly and consistently across different spending categories. Plus, there are no caps on points you can earn, adding significant value for high-spenders.
Bonus Points Offer: new cardholders can benefit from an attractive bonus points offer of up to 180,000 NAB Rewards Points. You can earn 130,000 points by spending $3,000 on eligible purchases within the first 60 days and an additional 50,000 points by keeping the card for 12 months. This equates to approximately $880 in gift cards, providing a significant early boost to your points balance.
Flexible Redemption Options: the NAB Rewards program offers a wide range of redemption options, ensuring you can use your points in a way that suits your needs. Whether you're looking for cashback, gift cards from major retailers like Coles and Woolworths, or to book travel through Webjet, there are plenty of choices. Frequent flyers can also transfer points to partners such as Velocity and KrisFlyer, or set up auto-redemption for flybuys or Accor Live Limitless (ALL). This flexibility ensures you get maximum value from your points.
Complimentary Travel Insurance: one of the standout features of the NAB Rewards Signature Card is its complimentary international travel insurance. This comprehensive coverage includes protection for medical emergencies, trip delays, and lost luggage when you use the card to pay for travel expenses. This benefit offers peace of mind for frequent travelers, reducing the need for separate travel insurance policies and ensuring you're covered during your trips abroad.
Delayed Flight Lounge Access: travel disruptions can be frustrating, but the NAB Rewards Signature Card offers an additional perk with its Delayed Flight Lounge Access. If your flight is delayed by 60 minutes or more, you can access airport lounges at selected locations. This feature enhances your travel experience by providing a comfortable space to relax while waiting for your flight.
About National Australia Bank (NAB)
NAB, established in 1982, is one of Australia’s largest and most respected financial institutions. As part of the "Big Four" banks in Australia, NAB serves millions of customers nationwide and is known for its innovative banking solutions and customer-first approach.
Offering a wide range of services, from credit cards to home loans and investment products, NAB consistently strives to deliver high-quality financial products that cater to the evolving needs of its customers.
The NAB Rewards Signature Card is a reflection of this commitment, combining flexibility, rewards, and convenience to provide a standout credit card experience.
Why Choose the NAB Rewards Signature Card?
The NAB Rewards Signature Card is ideal for individuals who want to maximize their spending through a robust rewards program.
Its generous points-earning rate, flexible redemption options, and complimentary travel insurance make it a strong option for a wide range of customers, from frequent travelers to everyday shoppers.
Additionally, the card offers exclusive lifestyle benefits. For example, cardholders have access to the NAB Concierge Service, a 24/7 personal assistant to help with booking travel, making restaurant reservations, and providing access to special events. This concierge service enhances the premium experience by adding convenience and value to your everyday life.
For households or partners who want to share the card’s benefits, the NAB Rewards Signature Card allows you to add cardholders at no extra cost, helping to accumulate points faster while providing access to the card’s perks for more than one user.
Other Considerations
While the NAB Rewards Signature Card offers a wealth of benefits, it’s important to be aware of the associated costs. The card has a purchase interest rate of 20.99% p.a., which can lead to high-interest charges if you carry a balance.
However, by paying your balance in full each month, you can take advantage of up to 44 days of interest-free purchases.
Additionally, there’s a monthly card fee of $24, which is waived if you spend $5,000 or more within a statement period.
This makes the card an affordable option for high spenders who can meet the minimum spending threshold and avoid paying the annual fee of $288. Careful management of the card can ensure you maximize its benefits while minimizing costs.
